FREE PDF GUIDE download:

A step by step guide to buying your 1st Home in New Zealand.

Everything you need to know – from KiwiSaver, deposits, banks vs brokers, and what to expect at every stage of the home buying process.

Get access to a the only 1st home buyer guide you'll ever need to buy with confidence.

 Privacy Policy: Your Information is 100% Secure.

What you'll uncover inside this guide:

SECRET #1

Why your deposit size may not matter as much as you think

Worried you don't have a 20% deposit? You have options - we will lay them out

SECRET #2

How to get approved without the headaches

Learn what lenders actually want to see, and how to set yourself up for a smooth yes.

SECRET #3

What actually happens from offer to ownership (and how to avoid pitfalls)

The full process - Your “no surprises” roadmap from start to settlement.

"Michael made me believe my dream can come true..."

I am so happy I chose Michael from Cooper Mortgages. He was very patient with me and had plenty of advice to offer as a first-time home buyer. I was so nervous, and Michael made me believe my dream can also come true. Wow, now I can say proudly, thanks to Michael. I'm now a first-time home owner. I highly recommend Michael at Cooper Mortgages. Once again, THANK YOU so much, Michael.

Susan Tuaniu

"Made our home buying journey so much easier..."

We’re so grateful to have Michael Cooper of Cooper Mortgages as our Mortgage Adviser. He helped us in so many ways being our guide from the start of planning until the settlement date. It made our home buying journey so much easier. Thank you very much Michael for making our dreams turn into reality! Cheers 🥂

Sarah Escala

Copyright 2026 @ Cooper Mortgages | All Rights Reserved